Privacy Policy

Last Updated: May 10, 2026


Welcome to Maria Bowler. Your privacy matters to us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your information.

1. Information We Collect
We may collect the following information when you use this website:
Name
Email address
Phone number
Payment information

2. How We Collect Information
We collect information through:
Contact forms
Newsletter or email opt-ins
Purchases or payment forms
Cookies and tracking technologies (such as analytics and advertising tools)

3. How We Use Your Information
We may use your information to:
Send newsletters or marketing emails
Respond to inquiries and communicate with clients
Process payments
Improve website functionality and user experience
Understand website traffic and marketing performance

4. Cookies & Tracking Technologies
This website may use cookies and similar tracking technologies to improve your experience and understand how visitors use the site.
These tools may include analytics or advertising platforms such as Google Analytics or Meta Pixel.
You can usually adjust your browser settings to refuse cookies if you prefer.

5. Sharing Your Information
We do not sell your personal information.
We may share data with trusted third-party services that help operate this website and business, such as payment processors, email marketing platforms, analytics tools, or scheduling software.
These third parties only receive the information necessary to perform their services.

6. Payment Information
Payments made through this website may be processed by secure third-party payment providers. We do not store your full payment card information on our servers.

7. Your Rights
Depending on your location, you may have rights regarding your personal data, including the right to:
Access your information
Correct inaccurate information
Request deletion of your information
Unsubscribe from marketing emails at any time
If you would like to make a request regarding your data, contact us at:
[email protected]
8. Data Security
We take reasonable steps to protect your information, but no method of online transmission or storage is completely secure.
9. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
11. Contact
If you have questions about this Privacy Policy, contact:
Maria Bowler
 Decorah, Iowa, USA
 Email: [email protected]

Terms & Conditions

Last Updated: May 10, 2026
Welcome to Maria Bowler. By using this website, you agree to the following Terms & Conditions.

1. Use of This Website
This website and its content are intended for informational and educational purposes related to Maria Bowler’s work, services, programs, and offerings.
You agree to use this website lawfully and respectfully.

2. Intellectual Property
All content on this website — including text, graphics, branding, downloads, videos, and materials — belongs to Maria Bowler unless otherwise stated.
You may not reproduce, copy, distribute, or use website content without written permission.

3. Purchases & Payments
If you purchase services, programs, or products through this website, you agree to provide accurate payment and contact information.
Prices and offerings may change at any time without notice.

4. Refunds
Refund policies for specific services or programs will be stated at the point of purchase where applicable.

5. Email & Marketing Communications
By signing up for emails or downloading resources, you may receive occasional marketing or newsletter communications. You can unsubscribe at any time using the unsubscribe link in emails.

6. No Guarantees
We make no guarantees regarding specific results, outcomes, or earnings from using this website, services, or materials.
Any testimonials or examples shared are individual experiences and are not promises of results.

7. Limitation of Liability
To the fullest extent permitted by law, Maria Bowler is not liable for any damages or losses related to your use of this website or services.
Your use of this website is at your own risk.

8. Third-Party Services
This website may link to or use third-party tools or services. We are not responsible for the content, policies, or practices of third-party websites or platforms.

9. Changes to These Terms
We may update these Terms & Conditions at any time. Continued use of the website means you accept any updated terms.

10. Governing Law
These Terms are governed by the laws of the State of Iowa, United States.

11. Contact
Questions about these Terms may be directed to:
Maria Bowler
 Decorah, Iowa, USA
 Email: [email protected]

Disclaimer
The information provided on this website, including these policies and terms, is for general informational purposes only and does not constitute legal advice. You should consult a qualified attorney for advice specific to your business or situation.